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The downsides of early retirement

“Here’s the truth: If you’re unhappy before you retire early, it’s likely that you’ll still be unhappy after you retire. It’s better to figure out what’s at the very core of your issues and fix them first,” Sam explained.

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Are you living a ‘what if’ or ‘what is’ life?

A “what if” life fixates on past regrets, stays stuck in state of unsettledness and hindsight bias, embodying the fallacy that if only I’d done this or that, or if that awful thing didn’t happen to me things would’ve turned out better, or when this or that passes or happens, or some kind of Golden Ticket arrives, things will be fine.

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